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The FLEXCUBE Lending Suite is equipped with ready-to-deploy processes and pre-built support for multiple loan offerings across origination, servicing and collections.
Built on a Service Oriented Architecture, it can co-exist with your bank's existing solution architecture, thereby, helping you leverage your existing enterprise assets.
Does your solution address the entire lending spectrum?
The FLEXCUBE Lending Suite's origination module allows your financial institution to accept, process -- and make critical decisions about -- credit applications. It streamlines the origination process through:
 Seamless loan approvals and real-time payment processing
Pre-screening of credit applications
Credit scoring and auto-decision making
Relationship-based pricing
Powerful 'what-if' analysis tools to evaluate the financial details of each transaction
The servicing module provides your customer service representatives with tools to manage and service customers in a more centralized manner, as all loan information is centralized and easily accessible. It:
Minimizes the risk of loan losses and charge-off; ineffective collection processes; and non-compliant lending practices
Lowers operation costs
Improves customer service
Enables faster payment processing
Addresses securitization needs
The FLEXCUBE Lending Suite streamlines and consolidates the collection process. It enhances productivity, reduces costs, and improves analysis.
All loan information is centralized and, therefore, easy to access, thus increasing operational efficiency and effectiveness. by contacting high-risk, delinquent accounts first. ?
Further benefits include:
Front-end collections
Bankruptcy tracking
Repossession/foreclosure management
Deficiency and recovery collections
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